Phoenix Homes with FHA New Financing

Welcome to Phoenix, Arizona, a vibrant city that perfectly blends the charm of the Southwest with the conveniences of urban living. Nestled in Maricopa County, Phoenix is renowned for its stunning desert landscapes, abundant sunshine, and a rich cultural tapestry that includes art, music, and culinary delights. With a population that continues to grow, it’s an exciting time to explore the opportunities this dynamic city has to offer.

Phoenix boasts a diverse array of neighborhoods, each with its own unique character. From the bustling downtown area, filled with trendy shops and restaurants, to tranquil suburban enclaves, there’s a perfect spot for everyone. The city is also home to beautiful parks, hiking trails, and golf courses, making it an outdoor enthusiast’s paradise.

For those looking to invest in a home, Phoenix offers a range of options, including properties that qualify for FHA new financing. This means that first-time homebuyers or those looking to refinance can take advantage of more accessible loan options, making homeownership more attainable. With FHA financing, buyers can often secure lower down payments and competitive interest rates, making it an ideal choice for many.

Whether you’re drawn to the allure of the desert or the vibrant community life, Phoenix is a place where dreams can take root. Explore the possibilities of homeownership in this thriving city, and discover why so many are proud to call Phoenix home. Embrace the sun, the culture, and the lifestyle that awaits you in this beautiful Arizona gem!

Newest Phoenix Homes with FHA New Financing

$425,000

3 Beds ⋅ 2 Baths ⋅ 7079914 MLS ⋅ 1,582 SqFt.

Remodeled, move-in ready, and NO HOA--this Phoenix gem delivers exceptional value! This timeless 3-bedroom, 2-bath home sits on a generous 8,333 sqft lot, offering plenty of room to relax, play, or create your dream backyard. Inside, you'll find a bright living room plus a spacious separate family room, providing flexible space for entertaining and everyday living. The well-sized kitchen features tiled countertops and ample cabinetry, while the indoor laundry and dedicated storage room add everyday convenience. Enjoy the nearby park with great amenities, perfect for outdoor recreation and family fun. Conveniently located near shopping, dining, schools, and major freeways, this affordable home offers space, comfort, and value--without the added cost of HOA fees!

2321 W Rose Lane, Phoenix

$454,990

3 Beds ⋅ 3 Baths ⋅ 7079899 MLS ⋅ 1,713 SqFt.

Discover contemporary living in the gated Urban at South Mountain community with the stylish Alpharetta plan. Enjoy low-maintenance convenience and easy access to ASU, Sky Harbor Airport, major freeways, shopping, and dining. The kitchen impresses with Frost White cabinetry, Marble-look quartz countertops, stainless-steel appliances, including the refrigerator, and a spacious island with designer pendant lighting. Upstairs, a versatile loft offers space for a home office, media room, or hobby area. Two secondary bedrooms complement the private primary suite, featuring dual vanities, a walk-in shower, and a generous walk-in closet. Thoughtful design and refined finishes create a home that balances everyday comfort with modern style. ^^Up to 6% of Base Price can be applied towards closing cost and/or short-long-term interest rate buydowns when choosing our preferred Lender. Additional eligibility and limited time restrictions apply. Ask for more information!

5521 S 35th Way, Phoenix

$599,990

3 Beds ⋅ 2 Baths ⋅ 7079883 MLS ⋅ 1,907 SqFt.

Perched on a premium preserve-side hillside lot in Ahwatukee Foothills' desirable Mesquite Canyon neighborhood, this beautifully updated 3 bed / 2 bath single-level home offers breathtaking mountain views, exceptional privacy with no neighbors behind, and an impressive list of major system upgrades. With pride of ownership evident throughout, this move-in-ready home is a rare find in one of Ahwatukee's most sought-after neighborhoods. Inside, vaulted ceilings and an open floor plan create a bright, welcoming atmosphere from the moment you enter. The great room features built-in shelving and flows naturally into a galley-style kitchen with abundant wood cabinetry, generous counter space, a skylight, tile flooring, and a convenient pass-through overlooking the living area. Stainless steel appliances include a Samsung oven and microwave installed in 2022 and an LG refrigerator added in 2025. The split floor plan places the primary suite privately away from the two additional bedrooms. The primary retreat features a spacious walk-in closet and an en-suite bathroom with dual sinks, a soaking tub, a private toilet room, and a walk-in shower replaced in 2026. The two generously sized secondary bedrooms share a guest bathroom with ample counter space and a walk-in shower installed a few years ago. The backyard is where this home truly shines. A sparkling PebbleTec pool, refinished with new pebble and tile in 2022, is framed by a rock waterfall feature. A travertine patio and low-maintenance desert landscaping create an effortless setting for entertaining, relaxing, or watching the sunset over the mountains. Updated block walls provide additional privacy and give the outdoor space a clean, finished appearance. Much of the heavy lifting has already been completed. Recent improvements include new carpet and fresh interior and exterior paint in 2022, a new air-conditioning system in 2023, updated block walls and fencing in 2025, and a full roof replacement completed in two phases during 2025 and 2026. Combined with the 2022 pool refinish and recently updated appliances, these improvements offer meaningful savings on many of the big-ticket items that matter most to buyers. Outdoor enthusiasts will appreciate the nearby hiking and biking trails, including a trail that traverses the hills directly behind the home. South Mountain Park and Preserve is also just a short distance away, offering miles of scenic trails and outdoor recreation. This is a rare opportunity to own a preserve-adjacent hillside home in Ahwatukee Foothills with panoramic mountain views, exceptional privacy, convenient trail access, and thoughtful improvements from the roof down to the pool deck.

276 E Ashurst Drive, Phoenix

$679,000

3 Beds ⋅ 3 Baths ⋅ 7079872 MLS ⋅ 2,555 SqFt.

We all know the saying, ''When opportunity knocks...'' Well, you may want to open THIS door! Tucked away on a quiet street on a hillside lot in Ahwatukee's Mountain Park Ranch, this home has great bones, a floor plan buyers love and many of the big-ticket improvements already checked off the list. With a newer roof, both HVAC systems and spool equipment taken care of, what's left is the fun stuff--the finishes that make a home feel like yours. Fresh flooring, updated bathrooms, new fixtures and paint would give this home an entirely new look while allowing you to choose exactly what you love. The floor plan has everything you desire, including the ever-popular split bedroom layout, a three-car garage and that coveted half bath--a game changer when entertaining. The remodeled kitchen adds deep storage drawers and other smart features, while new carpet in all bedrooms, excellent attic storage and garage cabinetry add everyday practicality. And then there's the spool! Perfectly sized with plenty of seating, it's a great spot to cool off with friends or enjoy an Arizona evening--without the upkeep of a full-size pool. The rest of the backyard is another blank slate, ready to create your own outdoor oasis. The same owners called this home theirs since 1993, and one feature they've especially appreciated over the years is the block wall construction, which they feel helped keep energy bills lower. The location rounds it all out, with shopping just minutes away, quick freeway access, approximately 20 minutes to Phoenix Sky Harbor and within the highly regarded Kyrene School District. The canvas is here. The big-ticket items are done. Now comes the fun part--making it yours.

3310 E Rock Wren Road, Phoenix

$1,225,000

4 Beds ⋅ 3 Baths ⋅ 7079814 MLS ⋅ 2,457 SqFt.

Welcome to luxury desert living in the highly coveted Sky Crossing community of North Phoenix. Built in 2021 by premier builder Taylor Morrison, this stunning single-story residence seamlessly combines modern elegance with thoughtful, high-end design throughout. From the moment you arrive, the impressive curb appeal sets the stage, featuring an extensive paver driveway and beautifully curated desert landscaping. Inside, the light-filled, open-concept floor plan encompasses four spacious bedrooms, three full bathrooms, and a dedicated private office, offering the ideal balance of everyday functionality and sophisticated design. At the heart of the home lies an expansive great room anchored by custom cabinetry, creating an inviting space for effortless entertaining and relaxing evenings. The chef-inspired kitchen stands as a true focal point, fully equipped with premium GE Café double ovens, a 36-inch gas cooktop with a sleek stainless steel hood, and a GE Profile counter-depth refrigerator and microwave. Upgraded soft-close white cabinetry with roll-out shelving pairs beautifully with leathered soft-gray granite countertops, a modern tile backsplash, and designer pendant lighting. Elegant plantation shutters and modern ceiling fans elevate the interior aesthetic across every room. Step through to your private outdoor retreat, custom-built for year-round Arizona living. The backyard showcases a spacious covered patio, low-maintenance lush turf, and a sparkling, heated resort-style pool with a Pentair heat pump and tranquil water features--the perfect vantage point to unwind and take in breathtaking desert sunsets. Practical luxury continues with high-grade infrastructure in the garage, including an owned whole-home filtration system, Crystal Tech water softener, tankless gas water heater, custom storage, and a built-in EV charging outlet, alongside a dedicated laundry room outfitted with an LG Smart washer and dryer set. Living in Sky Crossing provides access to unmatched resort amenities, including a state-of-the-art fitness center, a community clubhouse with billiards and foosball, resort-style pools, basketball courts, playgrounds, and an active calendar of neighborhood events. Positioned just moments from the world-class shopping, dining, and entertainment at Desert Ridge Marketplace, as well as quick access to major freeways, this home delivers the ultimate Phoenix lifestyle.

3437 E Daley Lane, Phoenix

$515,000

2 Beds ⋅ 2 Baths ⋅ 7079803 MLS ⋅ 1,464 SqFt.

UPDATED 2-bedroom, 2-bath condo in Toscana at Desert Ridge! Third-floor corner unit features an open living and dining area, updated kitchen, renovated bathrooms, and modern flooring, plantation shutters, upgraded lighting, and a covered balcony with mountain views. Primary bathroom includes a freestanding tub and walk-in shower. Community features include secure building access, enclosed lobby, elevator access, underground parking, pools, fitness facilities, clubhouses, and landscaped common areas. Extremely accessible to High Street and Desert Ridge Marketplace for shopping, dining, and entertainment! Convenient access to Loop 101 and SR 51 freeways.

5450 E Deer Valley Drive Unit 3009, Phoenix

$405,000

3 Beds ⋅ 2 Baths ⋅ 7079772 MLS ⋅ 1,800 SqFt.

Fully Remodeled home with New HVAC and New Entire Home Electric Re-Wrie and upgraded 200 AMP Panel. Home interior has been upgraded to neutral color LVP flooring, new baseboard and doors. New Kitchen with white shake and New Quartz counterrops.

6202 W Almeria Road, Phoenix

$299,000

2 Beds ⋅ 2 Baths ⋅ 7079755 MLS ⋅ 976 SqFt.

Live the Arizona resort lifestyle at the charming Pointe at South Mountain/AZ Grand Resort! Surrounded by lush mature landscaping, tranquil fountains and beautiful Mediterranean-inspired architecture, this community feels like a vacation retreat. Set on a larger lot than most court homes in the community, this lovingly maintained property offers an especially peaceful outdoor setting. The owner's thoughtful touches create a welcoming private courtyard perfect for morning coffee, outdoor dining or simply unwinding in the Arizona sunshine This tastefully updated home features a newer A/C (2021), updated lighting and ceiling fans, updated baths and a kitchen with stainless appliances, gourmet stainless hood, quartz countertops and glass backsplash. Enjoy low-maintenance living near resort dining, golf,. Pickleball, a waterpark, lazy river, fitness center and spa, with adjacent South Mountain Park & Preserve offering miles of hiking and biking. An ideal lock-and-leave home, winter retreat or year-round residence, just minutes from Sky Harbor Airport, ASU, downtown Phoenix and Ahwatukee.

8633 S 51st Street Unit 1, Phoenix

$340,000

2 Beds ⋅ 1 Baths ⋅ 7079750 MLS ⋅ 740 SqFt.

A charming 2 bed, 1 bath residence now for sale in Harmony Acres! Featuring beautiful mountain views plus fenced front & back yards, it's sure to be the one for you! Come inside to discover a sizeable open concept w/vaulted ceilings, wood-look tile flooring, and neutral palette throughout. The kitchen comes equipped w/everything you'll need for home cooking, ample cabinetry, butcher block counters, granite backsplash, and a peninsula w/a breakfast bar. Cozy bedrooms promise you and your loved ones a good night's sleep! Nestled on a quiet cul-de-sac close to various restaurants & shopping spots, this home is a true gem! Don't miss out!

1535 E Christy Drive, Phoenix

$270,000

3 Beds ⋅ 1 Baths ⋅ 7079721 MLS ⋅ 1,062 SqFt.

Opportunity is knocking in the heart of Phoenix! If you've been waiting for a home with potential that you can truly make your own, this could be the one. This 3-bedroom, 1-bath home offers a great starting point with a spacious backyard and plenty of opportunity to add your personal touch and build equity along the way. The A/C was replaced approximately one year ago, taking one major expense off the list. Conveniently located with easy access to Downtown Phoenix, TSMC, shopping, dining, freeways and more. Whether you're a first-time buyer, investor, or simply looking for a home you can transform into your own, this is an opportunity worth seeing!

8041 N 28th Avenue, Phoenix

$449,995

3 Beds ⋅ 2 Baths ⋅ 7079719 MLS ⋅ 1,451 SqFt.

Welcome to this charming single-story North Phoenix home offering 3 bedrooms, 2 baths and 1,451 sq. ft. of comfortable living space. Situated on an easy care desert landscaped lot, this property features great curb appeal with a wide driveway. attached 2 car garage, and classic brick accents. Inside you'll find a functional floor plan designed for effortless daily living and entertaining. The primary suite provides a peaceful retreat, while two additional bedrooms offer versatility for guests, family or a dedicated home office. Step out back to an expansive backyard with endless potential to create your ideal outdoor oasis, complete with side gate access. Located in the desirable 85023 zip code, you're minutes from the 101 and 51 freeways, local parks, golf courses, shopping and dinin

18431 N 3rd Avenue, Phoenix

$269,900

2 Beds ⋅ 2 Baths ⋅ 7079696 MLS ⋅ 1,000 SqFt.

This charming condo is in an A+ location - in the valley AND within the condo community itself! Currently the ONLY ground level 2 bedroom available (& they go quickly!) so NO stairs to climb AND double the patio size! Walk across the street to PV Phoenix, a vibrant new multi-use urban district featuring awesome retail shops, great restaurants, fitness clubs, salons, green spaces & more! No Uber needed to enjoy happy hour or a meal at Trevor's, Federal Pizza, Blanco, the Wren House, Melt, Flower Child & so many more! Everything from Walmart, Whole Foods, Sprouts, Costco, Target, etc. Even IKEA - you have everything you need in a 1/2 mile radius! This condo was the 2 bedroom model when the community originally opened, so has some extras that make it 'one-of-a-kind'. It is in a unique ... building with only one row of condos (versus clustered), so you have windows on both sides making it light & bright, plus gives great air flow when the weather is nice. And, since this is a corner condo, you only have one common wall! Your front door & TWO kitchen windows (most condos only have one) face a grassy interior courtyard while the oversized sliding glass door to your patio & both bedroom windows overlook a shaded grassy area inside the gated community & see across to the park. Enjoy our fabulous Arizona sunsets from the home or the patio! The park across the street is currently being renovated to include new jogging trails & fitness circuit, playgrounds, picnic tables, BBQs, & more! Inside the condo, you will love the wood-look plank tile THROUGHOUT (NO carpet & NO multiple/mis-matched flooring!). NO popcorn ceilings (most others still have them). The custom kitchen has TONS of extra cabinetry including a long serving bar area under the window in the dining space, plus some pull-out drawers & stylish glass front cabinets! Unique to this condo, there is a pocket-door entrance to the primary bedroom from the kitchen too. Wonderful split floor plan provides privacy whether the second bedroom is for a roommate, serves as a guest room, etc! You really have two primary bedrooms! Brand new A/C ($7,500) and new oversized sliding glass door to patio ($3K) installed in 2023. New garbage disposal & sliding mirrored closet doors in second bedroom 7/2026. New primary bath toilet 2024. Plantation shutters on all windows. Another HUGE benefit - this building's new water line/individual building shut-off project was already completed AND the $3,200+ assessment was already paid by the seller meaning you will NOT have to endure the inconvenience or the cost! The reserved carport is in a GREAT end spot shared with only one car & at the sidewalk leading through the grass-lined walkway to the home. Enjoy quiet time or entertaining family & friends at the wonderful community pools & heated spa. Fitness room on site. Laundry time is made quick & less expensive by doing ALL loads at once in the convenient laundry rooms on-site ... no noise or heat in your home & you don't pay for the electricity to run the machines or the expense to buy & maintain them! Besides being across the street from PV Phoenix & all it has to offer, you are less than 5 miles to Kierland Commons & Scottsdale Quarter & less than 6 miles to Desert Ridge. Close freeway access for the 51 - just a quick 20 minutes to Phoenix Sky Harbor Airport. Located in the highly desired Paradise Valley School District too! This condo will make an excellent primary residence or the perfect 'lock-and-leave' winter home. Also available for rent. Minimum lease terms are 90 days in the community. Tour today!

4444 E Paradise Village Parkway N Unit 140, Phoenix

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