Phoenix Homes with FHA New Financing

Welcome to Phoenix, Arizona, a vibrant city that perfectly blends the charm of the Southwest with the conveniences of urban living. Nestled in Maricopa County, Phoenix is renowned for its stunning desert landscapes, abundant sunshine, and a rich cultural tapestry that includes art, music, and culinary delights. With a population that continues to grow, it’s an exciting time to explore the opportunities this dynamic city has to offer.

Phoenix boasts a diverse array of neighborhoods, each with its own unique character. From the bustling downtown area, filled with trendy shops and restaurants, to tranquil suburban enclaves, there’s a perfect spot for everyone. The city is also home to beautiful parks, hiking trails, and golf courses, making it an outdoor enthusiast’s paradise.

For those looking to invest in a home, Phoenix offers a range of options, including properties that qualify for FHA new financing. This means that first-time homebuyers or those looking to refinance can take advantage of more accessible loan options, making homeownership more attainable. With FHA financing, buyers can often secure lower down payments and competitive interest rates, making it an ideal choice for many.

Whether you’re drawn to the allure of the desert or the vibrant community life, Phoenix is a place where dreams can take root. Explore the possibilities of homeownership in this thriving city, and discover why so many are proud to call Phoenix home. Embrace the sun, the culture, and the lifestyle that awaits you in this beautiful Arizona gem!

Newest Phoenix Homes with FHA New Financing

$554,900

3 Beds ⋅ 3 Baths ⋅ 7101135 MLS ⋅ 2,446 SqFt.

SELLER OFFERING 2% TOWARD BUYER CLOSING COSTS OR INTEREST RATE BUYDOWN! Welcome to this beautiful home in the desirable gated Northgate community! Offering 2,446 sq. ft. of living space, 3 bedrooms, 2.5 bathrooms, and a versatile den, this home combines comfort, functionality, and style. Enjoy spacious living and family rooms, a beautifully appointed kitchen featuring granite countertops, an oversized island, stainless steel appliances, and a walk-in pantry. The generous primary suite offers a relaxing retreat with a separate soaking tub and shower. Step outside to your own private backyard oasis featuring a sparkling pool, perfect for entertaining or enjoying Arizona's sunny days. Additional highlights include a 2-car garage and access to community amenities, including a pool and playground. Conveniently located near shopping, dining, and major freeways. Take advantage of the seller's 2% concession to help reduce your upfront closing costs or potentially lower your monthly mortgage payment through an interest rate buydown!

2015 W Davis Road, Phoenix

$1,200,000

5 Beds ⋅ 3 Baths ⋅ 7101120 MLS ⋅ 2,678 SqFt.

Rare Opportunity - Oversized Large Duplex / Mother-in-Law Suite / Next Gen home in Central Phoenix!! The Seller is accepting 1031 exchange offers! Currently collecting $5,078 per month in combined rent and utility fees, the property offers two existing rental income streams, 62 owned and fully paid off solar panels, and no HOA. The main house generates a total of $3,078 per month, consisting of $2,678 in rent plus a $400 utility fee. The casita generates an additional $2,000 in rent. Combined collections represent $60,936 on an annualized basis at current rates, before expenses. Offering five bedrooms and three bathrooms in total, this spacious North Central Phoenix property offers a standout combination of size, extensive updates, and separate living spaces that is hard to find in the surrounding area. The oversized 9,687 square foot lot was originally 2 separate lots that were later combined into 1. Featuring a three bedroom, two bathroom main house and a two bedroom, one bathroom casita, the property underwent a full renovation that updated everything throughout, including the roof, HVAC, walls, flooring, and appliances. Separate driveways, individual entrances, and distinct outdoor spaces enhance the property's investment appeal, with additional flexibility for future owner occupancy or multigenerational living. Situated on a spacious cul-de-sac lot in Citrus Grove, the main residence features its own driveway and a one car garage containing an insulated storage shed. The casita offers its own driveway, a separate entrance, and a gated area that can serve as dedicated yard space. This arrangement provides convenient parking and clearly defined spaces for both residences. The main home combines classic brick curb appeal with low maintenance desert front landscaping and an expansive paver driveway. Inside, tile flooring, neutral colors, recessed lighting, and abundant natural light create a bright and inviting atmosphere. The spacious front living room provides plenty of room to gather, while the adjoining kitchen opens to an additional living and dining area centered around a brick fireplace with a raised hearth and wood mantel. Glass doors connect this space to the backyard for convenient outdoor entertaining. The main kitchen features granite countertops, extensive wood cabinetry, a decorative tile backsplash, stainless steel appliances, and a long breakfast bar. Generous counter space and ample drawers provide everyday functionality, while a skylight adds natural light. An oversized pantry offers substantial storage for food, small appliances, and household essentials. The generously sized primary suite includes a spacious closet with extensive shelving and hanging space. Its updated bathroom features dual sinks, a large vanity, and a glass enclosed shower with tile surrounds and mosaic accents. A separate toilet room adds privacy. Additional bedrooms offer ceiling fans and neutral finishes, while the secondary bathroom includes an updated vanity, tiled shower and tub, and a linen closet tucked behind the door for convenient storage of towels and supplies. An exceptionally large indoor laundry room offers direct access to the backyard and ample space beyond its laundry functions. Previously used as an office by both the owner and tenants, this versatile room provides space for a work area, storage, or other household needs. Its size and separate exterior door also offer an opportunity for buyers to investigate a potential future suite conversion, subject to verification of feasibility, zoning, permits, and applicable approvals. A tankless water heater adds everyday convenience. The casita enhances the property's investment appeal with its own kitchen featuring granite countertops and wood cabinetry that complement the main residence. A sizable pantry closet adds convenient storage. Its separate entrance, dedicated driveway, and gated yard area create an independent living arrangement, supporting its role as an established second source of rental income. The main house backyard features an expansive paver patio and two gazebos with benches, creating inviting spaces for relaxing, dining, and entertaining. The casita has its own gated yard area, providing a separate outdoor space. Located in the heart of North Central Phoenix, Citrus Grove offers an established neighborhood setting close to shopping, dining, and freeway access. The surrounding Central Avenue and Camelback corridors provide a variety of restaurants, retail destinations, and everyday conveniences, with access to employment and entertainment throughout central Phoenix. With existing rental income, separate driveways and entrances, owned solar, and no HOA, this property presents a compelling investment opportunity with flexibility for the future.

1008 E Citrus Way, Phoenix

$365,000

3 Beds ⋅ 2 Baths ⋅ 7101114 MLS ⋅ 1,376 SqFt.

Discover the freedom of single level living on a spacious corner lot with no HOA! This 3 bed, 2 bath Phoenix home offers 1,376 sqft with an eat-in kitchen, and comfortable spaces to make your own. The private backyard and covered patio invite you to enjoy quiet mornings, weekend cookouts, or evenings outdoors, while the RV gate adds flexibility for extra parking and storage. A one-car garage, north/south exposure, and convenient access to nearby shopping, dining, and major roads round out the appeal. The sewer line was repaired in 2023, offering an important maintenance update. Whether you're looking for your first home, a place to simplify, or room to put your own stamp on a property, this home offers a great starting point. Schedule a tour and see the possibilities for yourself!

3056 W Windrose Drive, Phoenix

$350,000

3 Beds ⋅ 2 Baths ⋅ 7101101 MLS ⋅ 980 SqFt.

Home Sweet Home! This charming 3-bedroom, 2-bath home offers city convenience with the warmth of a private retreat. Located in Central Phoenix, approximately half a mile from GateWay Community College and a few miles from ASU, it provides easy access to Loop 202, shopping, dining, and entertainment. Proximity to nearby colleges may also offer rental income potential for buyers interested in student housing. A private street entrance, mature trees, and an inviting front yard create a welcoming setting to unwind while staying close to it all. Buyer to verify rental requirements and restrictions.

425 N 38th Street, Phoenix

$270,000

3 Beds ⋅ 3 Baths ⋅ 7101086 MLS ⋅ 1,296 SqFt.

This is 3 bedrooms 2.5 baths townhouse with 1,296 sq ft also has a storage with covered patio to enjoy BBQ the evenings or weekends with your friends in this gated community. It's located a few minutes from the Grand Canyon University, close to I-17 Freeway, post office and shopping centers.

4637 N 26th Lane, Phoenix

10410 N Cave Creek Road Unit 1109, Phoenix

$320,000

2 Beds ⋅ 2 Baths ⋅ 7101067 MLS ⋅ 1,082 SqFt.

RARE OPPORTUNITY: 2.99% ASSUMABLE LOAN with approx. $129,666 remaining balance! Open to investors & primary buyers. Resort-style condo in gated Pointe Tapatio! Private, secluded first-floor unit near rear of complex with spectacular North Mountain & greenbelt views. Popular split floor plan, open great room, cozy fireplace & expansive full-length patio. Updates include flooring, paint, quartz counters, painted cabinets & ceiling fans. All appliances including washer/dryer convey! HOA covers water, sewer, trash & basic cable. Enjoy 3 heated pools, spas, tennis, pickleball & basketball courts. Convenient to downtown, airport, shopping, dining, freeways & Biltmore/Scottsdale. 2 dogs under 25 lbs each permitted.

10410 N Cave Creek Road Unit 1109, Phoenix

$465,000

4 Beds ⋅ 3 Baths ⋅ 7101049 MLS ⋅ 1,398 SqFt.

HUGE OVERSIZED LOT WITH RV GATE AND THE ONLY ONE IN THE SUBDIVISION WITH SRP FLOOD IRRIGATION. Don't miss out the opportunity on this beautiful remodeled home featuring 4 bedrooms and 3 full baths with one of the bedrooms with separate exit for future income potential! the best part is there is NO HOA so you can bring all your toys and still have a lot of space for a pool, gazebo or to build a casita in the backyard! ENORME LOTE CON RV GATE E IRRIGACION POR INUNDACION CON SRP. No pierdas la oportunidad en esta casa de 4 recamaras, 3 banos con una de las recamaras con salida independiente para poder rentar y lo mejor NO HOA para traer sus carros, juguetes y todavia tiene mucho espacio para una piscina, gazebo o construir una casita y aun asi te sobrara espacio!

9039 N 15th Drive, Phoenix

$419,000

3 Beds ⋅ 2 Baths ⋅ 7101040 MLS ⋅ 1,240 SqFt.

Home, sweet home! This turn-key gem is waiting for its new owner! Conveniently located near parks and freeways for easy commuting. Neutral paint, gorgeous light fixtures, bountiful natural light, wood-look floors, and a spacious floor plan are features that can't be left unsaid! Practice your cooking skills in this impeccable kitchen displaying white cabinets, SS appliances, a pantry, and chic quartz counters! Plush carpets in all the cozy bedrooms! Relax in the primary retreat which boasts a pristine bath for added comfort. The backyard comes w/a covered patio, a storage room for your extra belongings, and a ray of potential to turn your vision into reality! NO HOA! Create lasting memories in this wonderful abode!

3656 E Willow Avenue, Phoenix

$441,000

4 Beds ⋅ 2 Baths ⋅ 7100974 MLS ⋅ 2,404 SqFt.

Spacious single-story home offering 2,404 sq. ft. of living space with a thoughtfully designed floor plan and generously sized rooms throughout. The layout features an inviting living area, a spacious kitchen with a center island, and an oversized primary suite with a separate tub and updated shower. An RV gate with pavers extending through the RV parking area, this property offers plenty of space and potential to make it your own. Conveniently located near Loop 202 with easy freeway access!

7218 W Getty Drive, Phoenix

$1,360,000

5 Beds ⋅ 5 Baths ⋅ 7100946 MLS ⋅ 3,295 SqFt.

Welcome to this beautifully appointed two-story home in Phoenix, where luxury, comfort, and resort-style living come together! Offering 5 bedrooms, a den, spacious loft, 5 bathrooms, and a 3-car garage, this home is designed for both everyday living and effortless entertaining. Step inside to inviting living spaces featuring tile flooring, plantation shutters, crown molding, contemporary lighting, and a cozy natural gas fireplace. The beautifully upgraded kitchen is a chef's dream, showcasing premium Sub-Zero and Wolf appliances, including a Sub-Zero refrigerator, Wolf stove, double ovens, and microwave, along with a stone backsplash, abundant cabinetry, stylish pendant lighting, and a spacious center island. The versatile loft provides additional living space, while the den is ideal for a home office or flex space. Retreat to the impressive primary suite featuring a private sitting area, generous walk-in closet, and spa-inspired bathroom complete with dual vanities, a soaking tub, and a luxurious steam shower. Additional upgrades include an owned reverse osmosis system and water softener, EV charger, split-zone HVAC with five thermostats, and a central vacuum system. Step outside to your own private backyard oasis, complete with a sparkling pool, relaxing spa, built-in BBQ, fire pit, covered patio, and misting system to keep you comfortable while enjoying Arizona's beautiful outdoor lifestyle. Beyond the home, enjoy a fantastic location with access to neighborhood walking trails, the Fireside Community Center, nearby Desert Ridge Marketplace, and the Paradise Valley Unified School District. From its thoughtful upgrades and spacious layout to its incredible outdoor amenities and desirable location, this home offers an exceptional Arizona lifestyle! All furniture may convey with this home.

21626 N 38th Way, Phoenix

$849,900

5 Beds ⋅ 3 Baths ⋅ 7100935 MLS ⋅ 2,672 SqFt.

Fabulous Phoenix home bordering a nature preserve with hiking trails and gorgeous Arizona sunsets for days from your backyard! This 4 bedroom, 2 bath home has beautiful tile flooring throughout, a large split primary bedroom with great bath and closet, good sized other bedrooms, and large living areas. The bonus office fills out this large floorplan and provides for a great work from home or separate room for anything you can imagine. The tiered backyard provides a respite from the sun while still incorporating the beautiful preserve immediately to the west. The home is part of a very small HOA that isn't over-regulating and the neighbors are fantastic! This gem of a neighborhood has a range of homes and is well-located so be sure to come see this perfect example of the Arizona lifestyle.

2603 E Acoma Drive, Phoenix

$349,000

3 Beds ⋅ 2 Baths ⋅ 7100913 MLS ⋅ 1,832 SqFt.

Oh boy does this nice home have lots to offer! New roof replaced June 2026. All windows replaced with dual pane/screens by Anderson 2015. Kinetico water system 2015. Gas water heater 2022. Trane HVAC 2014. Solar 2014. Nice spacious 1,832 sf split 3 bed/2 bath, floor plan. Fridge, washer and dryer are included. Enclosed screened patio. Easy to maintain front and back yard. NO HOA! Located in a Cul de sac. Conveniently located near shopping, cafes, restaurants, schools, parks, freeways.

14407 N 35th Drive, Phoenix

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Phoenix Homes with FHA New Financing

Newest Phoenix Homes with FHA New Financing

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How much is your home worth?