Surprise Homes with FHA New Financing

Surprise Homes with FHA New Financing

Welcome to Surprise, Arizona – a vibrant city nestled in the heart of Maricopa County that truly lives up to its name! With its warm desert climate, stunning mountain views, and a community spirit that feels like family, Surprise is an ideal place for those seeking a blend of suburban tranquility and urban convenience.

Surprise boasts a rich tapestry of recreational opportunities, from the lush greens of the Surprise Recreation Campus to the scenic trails of the White Tank Mountain Regional Park. Families will appreciate the top-notch schools and the plethora of parks, ensuring that children have access to safe spaces to play and grow. The city is also home to a variety of shopping and dining options, making it easy to enjoy both local and national favorites.

For those considering a move, Surprise offers a fantastic range of homes, many of which qualify for FHA new financing. This means that first-time homebuyers or those looking to invest can take advantage of lower down payment options, making homeownership more accessible than ever. With a diverse selection of properties, from charming single-family homes to modern townhouses, there’s something for every taste and budget.

Living in Surprise means embracing a lifestyle filled with leisure, community events, and endless sunshine. Whether you're looking to settle down or invest, now is the perfect time to explore what this delightful city has to offer. Discover your dream home in Surprise, where comfort meets opportunity!

Newest Surprise Homes with FHA New Financing

3 Beds ⋅ 2 Baths ⋅ 7059876 MLS ⋅ 2,032 SqFt.

Pride of ownership shines throughout this beautifully maintained home, offered by its original owners since it was built in 2017. Situated on a desirable corner lot, the home features an open-concept layout that creates a bright, welcoming space for both everyday living and entertaining. Inside, you'll find updated flooring installed approximately four years ago, along with a spacious, functional design that flows seamlessly from the living area to the kitchen. Step outside to a backyard designed to be enjoyed year-round. Take a refreshing swim in the pool, unwind in the hot tub, or relax in the charming patio house. Beautifully landscaped grounds with winding pathways create a peaceful outdoor setting that's perfect for entertaining or simply enjoying Arizona's sunshine. Additional highlights include an owned solar system to help improve energy efficiency and reduce utility costs. Combining a desirable corner lot, quality upgrades, and an exceptional outdoor living space, this home is move-in ready and offers the perfect balance of comfort, style, and functionality.

27678 N 175th Drive, Surprise

4 Beds ⋅ 3 Baths ⋅ 7059777 MLS ⋅ 1,894 SqFt.

Discover Your Dream Home in the Ridge Collection at North Copper Canyon. The enchanting Lilac plan, a home that exudes charm and functionality. The inviting open main floor features a spacious kitchen with a large island and walk-in pantry, seamlessly flowing into the great room and dining area, perfect for entertaining and everyday living. A stylish powder bath completes this level. Upstairs, you'll find three generously sized bedrooms, including a luxurious primary suite with a walk-in closet and private bath. Each secondary bedroom also has a walk-in closet, ensuring ample storage. The upper floor is enhanced by two linen closets and a versatile loft space, ideal for a cozy reading nook or home office.

17364 W Villa Hermosa Lane, Surprise

3 Beds ⋅ 2 Baths ⋅ 7059774 MLS ⋅ 1,585 SqFt.

Discover your dream home in the Overlook Collection at Rancho Vista. The Dartford floor plan offers ample living space in a modern layout. Two bedrooms flank a bath toward the front of the home, with the foyer leading into an airy, sunlit great room. Steps away, you'll find a dining area and a kitchen with a center island. The primary suite sits at the back of the home, offering a walk-in closet and a private bath. Options include: Deluxe primary bath Included Features 9' ceilings throughout Covered patio Ceramic tile flooring at entry, kitchen, all baths, and laundry Granite slab counters in kitchen and baths Stainless-steel kitchen appliances Front yard landscaping Century Home Connect® smart home technology

22854 W Monona Lane, Surprise

3 Beds ⋅ 3 Baths ⋅ 7059769 MLS ⋅ 1,922 SqFt.

Fall in love with this beautifully updated 2-story residence with a POOL and SOLAR in Bell Pointe! This home features 3 beds, 2.5 baths, low-care landscape, and a 2-car garage w/extended driveway. Discover a seamlessly flowing living & dining room paired with an electric fireplace! Natural light fills the inviting interior, complemented by a designer palette and wood-look floors downstairs. The updated kitchen boasts light grey cabinets, quartz counters, subway tile backsplash, SS appliances, a pantry, recessed lighting, and a serving window w/breakfast bar. All bedrooms have soft carpet floors! The large main bedroom offers a double-door entry, a walk-in closet, & an ensuite w/dual vanities and updated shower . Upstairs you'll also find a loft that can be used as an office/TV area. Your private backyard retreat is designed for entertainment, providing artificial turf and a paver-covered patio, overlooking the sparkling pool w/baja shelf & travertine decking. Conveniently located near Loop 303 & Grand Avenue, Bell Pointe has easy access to shopping, dining, parks, schools, Surprise Stadium, and a variety of everyday conveniences. This gem is move-in ready!

17373 N 185th Drive, Surprise

3 Beds ⋅ 3 Baths ⋅ 7059713 MLS ⋅ 2,485 SqFt.

3 bed, 2.5 bath home in the heart of Surprise! Fresh paint bring the house looks bright and open, large family room, a formal living room with high ceilings and lots of windows for natural light and space for a formal dining area. Kitchen has island and pantry, cherry cabinets. Master suite includes a walk-in closet, dual vanities and separate tub/shower, spare bedrooms, and a big loft area. Excellent location close to the 101,303 and 60 freeways, Surprise Stadium, restaurants, retail, golf, parks & more!

15366 W Tasha Drive, Surprise

3 Beds ⋅ 2 Baths ⋅ 7059675 MLS ⋅ 2,037 SqFt.

COMPLETED NEW HOME WITH NO BACK YARD NEIGHBORS ON OVERSIZED LOT. This home is located East of the 303 and has great accessibility to shopping and freeways. This home is a wonderful 3-bedroom with a flex room. an amazing kitchen / great room and a 2-car garage! Home comes with wood plank tile flooring in all areas except the bedrooms, upgraded Linen cabinets, quartz counters in the kitchen and owner's suite, Tiled Owners shower and much more. Price includes all of the selected options! The flex room is a perfect study / den. Owner's suite is split from guest rooms and off the back of the home. Back yard on this home backs to open space. No back neighbors!!!

15664 W Mercer Lane, Surprise

4 Beds ⋅ 4 Baths ⋅ 7059641 MLS ⋅ 3,454 SqFt.

This is a very unique custom home, located in a well developed area. There are lots of good stuffs put into the house such as 2X6 framing, shear walls around the house, spray foam insulation thru out the house including garage, 3 car garage with insulated garage doors & glasses side panels. Paver driveway and sidewalks, 1500 gallons septic tank, 250 gallons propane tank, 2 propane tankless hot water heaters, 8' 3-panels shaker interior door with modern satin nickel door handles, ceiling fans in every room for your comfort, stainless steel Kitchen Aide appliances. 12' ceiling in the kitchen and great room, the rest are 10' high, Elegant entertainment center with LED lights & electric fireplace. Video camara. Bar center. Easy access to loop 303, I17 and I10, close to shopping, TSMC plant

26731 N 155th Avenue, Surprise

4 Beds ⋅ 3 Baths ⋅ 7059547 MLS ⋅ 2,542 SqFt.

Rancho Gabriela has an offer you can't refuse. Come and make this one your own. A hop skip from the green belt park and no neighbors on the north side. A private cul-de-sac lot with a large lot. This home is priced super right and ready to pass to new owners. This floorplan is convenient for anyone who appreciates the location and community in general. Primary room sits on first floor. Large and spacious home. Faces west.

12190 N 151st Drive, Surprise

3 Beds ⋅ 2 Baths ⋅ 7059519 MLS ⋅ 1,232 SqFt.

Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Heritage is a gated 55+ active adult community located in beautiful Surprise, AZ! Surrounded by mountain views, this community offers convenient access to local shopping, dining, and recreational activities. Residents enjoy a vibrant lifestyle with amenities including a swimming pool, pickleball courts, putting course, fitness center, clubhouse, and more. This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 18X18 tile flooring, elegant quartz countertops, and modern maple almond cabinetry. Photos are of a model home. A copy of the public report is available on the ADREs website.

24999 N 174th Drive, Surprise

4 Beds ⋅ 3 Baths ⋅ 7059508 MLS ⋅ 2,371 SqFt.

Seller will provide a credit towards closing costs with preferred lender. Ask us how to save thousands over the life of your loan. This home is located in Asante Artisan, a brand-new master-planned community in Surprise, AZ. Surrounded by scenic mountain views, this community offers convenient access to local shopping, dining, and recreational activities. Residents enjoy resort-style amenities including a clubhouse, swimming pool, lap pool, fitness center, pickleball courts, and more! Complete with 8X36 tile flooring and stylish maple linen cabinets, this home is designed for both comfort and function. All stainless steel kitchen appliances pictured are included. Renderings are not of actual home. A copy of the public report is available on the ADRE's website.

25505 N 167th Lane, Surprise

3 Beds ⋅ 3 Baths ⋅ 7059506 MLS ⋅ 1,953 SqFt.

Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Artisan is a master-planned community in Surprise, AZ. Residents at this community enjoy convenient access to local shopping, dining, and recreational activities as well as resort-style amenities including a clubhouse, swimming pool, lap pool, fitness center, pickleball courts, and more! This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 6x36 tile flooring, stunning quartz countertops, and stylish maple linen cabinetry, designed for both comfort and function. Photos are of not of actual home. A copy of the public report is available on the ADRE's website.

24735 N 164th Drive, Surprise

5 Beds ⋅ 3 Baths ⋅ 7059496 MLS ⋅ 2,233 SqFt.

Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Artisan is a master-planned community in Surprise, AZ surrounded by scenic mountain views. Residents at this community enjoy convenient access to local shopping, dining, and recreational activities as well as resort-style amenities including a clubhouse, pool, lap pool, fitness center, pickleball courts, and more! This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 7X22 tile flooring, stunning quartz countertops, and stylish maple linen cabinetry, designed for both comfort and function. Photos are of not of actual home. A copy of the public report is available on the ADRE's website

25993 N 171st Drive, Surprise

Start Your Search

All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Copyright 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved.