Surprise Homes with FHA New Financing

Welcome to Surprise, Arizona – a vibrant city nestled in the heart of Maricopa County that truly lives up to its name! With its warm desert climate, stunning mountain views, and a community spirit that feels like family, Surprise is an ideal place for those seeking a blend of suburban tranquility and urban convenience.

Surprise boasts a rich tapestry of recreational opportunities, from the lush greens of the Surprise Recreation Campus to the scenic trails of the White Tank Mountain Regional Park. Families will appreciate the top-notch schools and the plethora of parks, ensuring that children have access to safe spaces to play and grow. The city is also home to a variety of shopping and dining options, making it easy to enjoy both local and national favorites.

For those considering a move, Surprise offers a fantastic range of homes, many of which qualify for FHA new financing. This means that first-time homebuyers or those looking to invest can take advantage of lower down payment options, making homeownership more accessible than ever. With a diverse selection of properties, from charming single-family homes to modern townhouses, there’s something for every taste and budget.

Living in Surprise means embracing a lifestyle filled with leisure, community events, and endless sunshine. Whether you're looking to settle down or invest, now is the perfect time to explore what this delightful city has to offer. Discover your dream home in Surprise, where comfort meets opportunity!

Newest Surprise Homes with FHA New Financing

$379,990

4 Beds ⋅ 2 Baths ⋅ 7080203 MLS ⋅ 1,797 SqFt.

Welcome to this thoughtfully designed 4-bedroom, 2-bathroom home offering 1,797 square feet of open concept living space. Contemporary design details shine throughout, including 9-foot ceiling height, 42'' white shaker cabinets, and quartz countertops. The home is finished with wood-look 7x22 plank tile flooring throughout and carpet in the bedrooms, combining durability with the warmth of natural wood tones. The generously sized bedrooms offer ample storage and flexibility to adapt to any lifestyle. Blending comfort, function, and timeless design, this home is the perfect canvas for modern living. This home also includes interior blinds and all appliances making it move in ready! Located in North Copper Canyon with resort-style amenities and easy access to the 303.

18257 W Avenida Del Sol --, Surprise

$476,490

4 Beds ⋅ 2 Baths ⋅ 7080173 MLS ⋅ 1,797 SqFt.

Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Artisan is a master-planned community in Surprise, AZ surrounded by mountain views. Residents at this community enjoy convenient access to local shopping, dining, and recreational activities as well as resort-style amenities including a clubhouse, pool, lap pool, fitness center, pickleball courts, and more! This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 7X22 tile flooring, stunning quartz countertops, and maple almond cabinetry, designed for both comfort and function. A copy of the public report is available on the ADRE's website. Photos are of model home.

25698 N 170th Lane, Surprise

$405,490

3 Beds ⋅ 2 Baths ⋅ 7080169 MLS ⋅ 1,411 SqFt.

Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Photos are of a model home, not the actual home. This home is located in Asante Artisan, a brand-new master-planned community in scenic Surprise, AZ, offering the perfect blend of urban convenience and natural beauty. Residents enjoy resort-style amenities including a clubhouse, swimming pool, lap pool, fitness center, pickleball courts, and more! A copy of the public report is available on the ADRE's website.

17045 W Swayback Pass, Surprise

$512,575

5 Beds ⋅ 3 Baths ⋅ 7080165 MLS ⋅ 2,840 SqFt.

Welcome to the Foothills Collection at Rancho Vista. The Trinity plan offers two stories of living space spread out over 2,840 square feet. A foyer invites you into the home, first opening to a versatile dining room and then to the open-concept great room, featuring a dedicated living area and breakfast nook, alongside a kitchen, complete with a corner pantry and island. The great room extends onto a covered patio for seamless indoor-outdoor living. For convenience, the main level also features a study, mud room, and half bathroom. Upstairs, a loft serves as a communal area, connecting the home's additional bedrooms, bathrooms, and laundry room. A spacious sanctuary--the primary suite boasts an en-suite bathroom with a dual-sink vanity, private water closet, and walk-in closet.

23027 W Irma Lane, Surprise

$396,990

3 Beds ⋅ 2 Baths ⋅ 7080159 MLS ⋅ 1,400 SqFt.

Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Artisan is a master-planned community in Surprise, AZ surrounded by mountain views. Residents at this community enjoy convenient access to local shopping, dining, and recreational activities as well as resort-style amenities including a clubhouse, swimming pool, lap pool, fitness center, pickleball courts, and more! This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 9X73 tile flooring, stunning quartz countertops, and stylish white cabinetry, designed for both comfort and function. Photos are of model home. A copy of the public report is available on the ADRE's website.

17049 W Swayback Pass, Surprise

$465,005

4 Beds ⋅ 3 Baths ⋅ 7080152 MLS ⋅ 2,079 SqFt.

The Skyview Collection at North Copper Canyon! Plan 7 is an exceptional single-story home that seamlessly blends comfort and style. As you step through the welcoming foyer, you're greeted by a convenient mudroom next to the garage, setting the tone for the functional layout of this delightful residence. The spacious kitchen is at the heart of the home, featuring a large island and pantry, perfect for culinary enthusiasts and entertaining guests. Adjoining the kitchen is a bright dining room that flows effortlessly into the expansive great room, offering direct access to the covered patio and backyard. Retreat to the primary suite, complete with a beautifully appointed bathroom with dual vanity and a walk-in closet. Bedroom 2 enjoys the added benefit of its en-suite bath.

17946 W Creedance Boulevard, Surprise

$483,240

4 Beds ⋅ 3 Baths ⋅ 7080135 MLS ⋅ 2,377 SqFt.

3 Beds, 3 Baths + Loft Discover modern living in this stunning 2,377 sq. ft. two-story home featuring 4 bedrooms, 3 bathrooms, and a versatile loft. The spacious design offers room for everyone, with elegant espresso shaker cabinets and sleek granite countertops throughout. Durable wood-look tile flooring enhances the open-concept living areas, combining style and practicality. Perfect for entertaining or relaxing, this home blends contemporary finishes with thoughtful functionality. Don't miss your chance to own this exceptional new construction.

18266 W Sand Hills Drive, Surprise

$450,000

3 Beds ⋅ 2 Baths ⋅ 7080121 MLS ⋅ 1,744 SqFt.

Welcome to Marley Park! Built in 2019 and exceptionally well maintained, this inviting home offers the kind of easy, comfortable living buyers appreciate. Step inside to an open, flowing floor plan that feels bright, spacious and welcoming. The layout provides an effortless connection between the main living spaces, making everyday life comfortable and entertaining a breeze. Pride of ownership shines throughout, with the home kept in great condition and ready for its next chapter. No major projects or immediate to-do list--just move in, settle in and start enjoying all that Marley Park has to offer. A wonderful opportunity to own a move-in-ready home in one of the area's popular communities. Well cared for, thoughtfully designed and ready to welcome you home.

14594 W Columbine Drive, Surprise

$599,990

6 Beds ⋅ 4 Baths ⋅ 7080109 MLS ⋅ 3,478 SqFt.

What's Special: Appliances Included | 1st Floor Primary Bedroom | Loft | South Facing Lot. New Construction - Ready Now! Built by America's most Trusted Home Builder. Welcome to the 45RM5 at 14314 W Artemisa Avenue in Almeria at Rancho Mercado! This spacious new home is designed for flexibility and comfort, featuring a private primary suite on the main level along with an additional bedroom and full bathroom near the front of the home, perfect for guests or multi-generational living. The open-concept kitchen, dining areas, and great room create an inviting space for gathering, while the covered outdoor living area extends entertaining outdoors. Upstairs, a large loft anchors three secondary bedrooms and a private second suite with its own bath and walk-in closet. The three-car garage, including a separate one-car bay, provides ample room for storage. Enjoy an active, connected lifestyle with scenic trails linking the playground, sports courts, and dog park. Whether you're taking an evening stroll, playing a game of volleyball or basketball, or spending time with your four-legged friend, there's something for everyone to enjoy. Hello, natural light! There's no shortage of windows to enjoy the Arizona sunshine. Additional Highlights Include: alternate A/C location with gate, GE gas appliance pkg, 42" uppers at kitchen, shower in place of tub/shower at secondary bath, interior door at primary bed to bath, and water softener loop. MLS#7080109

14314 W Artemisa Avenue, Surprise

$410,000

3 Beds ⋅ 2 Baths ⋅ 7080078 MLS ⋅ 1,640 SqFt.

MOVE-IN READY & FULLY FURNISHED! Just bring your clothes and start enjoying Arizona living! This beautifully maintained 3-bedroom, 2-bath single-level home comes complete with all furnishings and features a sparkling heated pool. Step inside to a bright, open-concept floor plan with vaulted ceilings, abundant natural light, tile flooring throughout the main living areas, and comfortable carpeted bedrooms. The spacious kitchen offers updated built-in appliances, ample cabinetry and counter space, a breakfast bar, pantry, and nearby formal dining area. The generous primary suite features vaulted ceilings, dual sinks, a separate tub and shower, and walk-in closet. Step outside to your own private backyard retreat with a covered patio, low-maintenance landscaping, and heated pool--perfect for relaxing or entertaining year-round. This truly turnkey home is ready for you to move in and enjoy!

17271 W Smokey Drive, Surprise

$399,900

4 Beds ⋅ 2 Baths ⋅ 7080026 MLS ⋅ 2,166 SqFt.

Move-in ready and beautifully maintained! This spacious single-level home features 9-ft ceilings and an open great room floor plan designed for comfortable living and easy entertaining. New paint inside and out. New carpet throughout. The kitchen offers plenty of cabinet and counter space, a large island, newer black appliances, and a custom backsplash. The generously sized primary suite features a separate tub and shower, dual sinks, and a huge walk-in closet. The second bedroom also includes a walk-in closet, while ceiling fans are featured throughout all bedrooms. Custom neutral paint and thoughtful updates throughout make this home truly move-in ready!

17659 W Ironwood Street, Surprise

$489,000

4 Beds ⋅ 2 Baths ⋅ 7079867 MLS ⋅ 1,902 SqFt.

Gorgeous and Well-Manicured on a Cul-de Sac! Welcome to Zanjero Trails this 4-Bedroom 2-Bathrooms 2-Car Garage sits on a spacious pie-shaped lot with a sparkling pool! A covered entry leads to the front door. Inside a foyer opens to an elegant design with high ceilings, recessed lighting and seamless tile flooring. Two-tone paint runs throughout accented with stylish fans fixtures and hardware. The kitchen offers granite countertops, wood cabinetry, stainless steel appliances and a large island w/breakfast bar. The main bedroom is complete with a private bathroom with dual sinks, separate tub/shower & a walk-in closet. The backyard shows amazingly with a covered patio, extended pavers, pergola and a relaxing pool! Close to schools, dining, shopping and tons of entertainment. Enjoy the lower utility bills with the Solar panels fully owned! Come and see!!

18693 W Mescal Street, Surprise

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